Understanding Your Offer

For approximately 66% of App State students, financial aid helps make education accessible. The financial aid process can be overwhelming for those who have never been through it, but it's completely manageable if you know what to do.

Financial Aid Offer Steps

1. Receive Your Financial Aid Offer

When App State receives your FAFSA, the Office of Student Financial Aid and University Scholarships reviews your eligibility for financial aid, including federal and state grants, and then packages your aid together into a financial aid offer. Your offer is based on both the information you provided on your FAFSA and the cost of attendance at App State.

All students will receive their financial aid offer notification in their App State email. Sign in to your AppalNet account to review your offer.

2. Compare Your Aid to Other Institutions

When considering college options, it is important to be sure you are comparing true costs.

  • Some schools have low tuition costs but high fees (or vice versa), so be sure you look at the total net cost.
  • Compare cost per year or cost per semester.
  • Indirect costs are often standardized, so examine your particular situation: the school's distance from your home, the cost of living in the area, transportation needs and other factors.

3. Research Outside Scholarships and Other Loan Options

If your financial aid doesn't cover your full cost of attendance, you still have additional options, including:

  • Outside Scholarships: On average, App State students receive $4.9 million in scholarships from outside organizations each year. There are many great outside scholarship resources available – let us help you in your search. As you are awarded outside scholarships, make sure your scholarship provider knows you are coming to App State so they can be added to your financial aid offer! Learn more about applying for outside scholarships.
  • Private Education Loans: Private loans are offered by private lenders, such as a bank, credit union or state agency.
  • Federal Parent PLUS Loan: Parents of dependent students can apply for this loan at studentaid.gov.

4. Consider Giving Access to Your Information

You can authorize access to your information for two parents or guardians. In accordance with the Family Educational Rights & Privacy Act of 1974 (FERPA), App State and the Office of Student Financial Aid and University Scholarships are not able to provide confidential information pertaining to students unless authorized by the student.

Learn how to give a parent or family member access to your information.

5. Take Action On Your Aid

Sign in to your AppalNet account to take action on your offer.

  • Accept or decline your financial aid offer.
  • Accept or decline any loans. You can accept the full or partial amount of each loan.

6. Pay Your Bill

Bills are sent to your App State email account in July (for fall semester) and November (for spring semester). The Office of Student Accounts can provide information on monthly payment plans and payment methods.

Our financial aid counselors are here to help

Please don't hesitate to give us a call or schedule an appointment. The entire Financial Aid team looks forward to assisting you as you take the next step toward becoming an App State Mountaineer.

Common terms

Learn more and understand terms and definitions related to student financial aid at App State.