Entrance Counseling
Entrance counseling is required for all first-time loan borrowers at Appalachian State University. You must complete entrance counseling before receiving a loan to ensure that you understand your responsibilities and the obligations you're assuming.
Entrance counseling explains the obligations you agree to meet as a condition of receiving a Direct Loan.
Topics include:
- Understand Your Loans
- Manage Your Spending
- Plan to Repay
- Avoid Default
- Make Finances a Priority
Exit Counseling
Exit counseling should be completed within 30 days prior to graduation or within 30 days after dropping below 6 hours of enrollment.
Topics include:
- Understand Your Loans
- Plan to Repay
- Avoid Default
- Make Finances a Priority
If you are a student who has received a subsidized, unsubsidized or PLUS loan(s) under the Direct Loan Program you must complete exit counseling each time you:
- Drop below half-time enrollment
- Graduate
- Leave school
*Please note that it may take up to 5 business days to update the Entrance/Exit Counseling requirement as satisfied on your financial aid record.*